Although the “January cost” is often spoken of as one of the most difficult times of the year for our economy, the truth is that the first month of the year is not the only one that can put us in a tight spot in this regard. In September, we find ourselves back to school; in December, Christmas; the summer months usually coincides with the holidays. For this reason, it is possible that on some occasion we may be forced to request a personal loan in order to overcome this specific financial predicament. We make it easy for you while giving you maximum flexibility so you can breathe easy, knowing that you have the situation under control.
What are personal credits?
Personal credit is based on a contract by which the financial institution acts as a lender and advances the client or debtor a certain amount of money, which is available to them through a line of credit, which could be understood as a “virtual account”. That is to say, the client has the possibility of spending the complete amount that is offered to him or only the part that he needs; as soon as the amount withdrawn is returned, the customer returns to the total in case he needs to use the credit line again to satisfy another specific need. Like personal loans, the money is returned to the financial institution in comfortable monthly installments.
How to request a personal credit?
The application process for your personal credit is simple, fast and intuitive, without paperwork. If you want to request a personal credit, you just have to enter our website and fill out the form that we have arranged for you, through which you can send us the necessary documentation with all the security guarantees and that will allow us to have all the data instantly to process your application right away. Thus, you must attach the following documentation:
- Valid ID or passport that certifies your residence in the country.
- A selfi that certifies who you are.
- A bank account number in the country for us to transfer the amount of your credit.
- A contact mobile phone number to contact you and let you know the status of your request.
From the moment we confirm that we have approved your application, you will only have to wait for the money to arrive in your account. We have optimized our processes to minimize this wait as much as possible, so the deadline from which the transfer arrives is just 15 minutes. And, if at any time we need any additional information, we will contact you immediately so that we can continue with the management.
Requirements to apply for a personal loan
If you want to apply for a personal loan, you must meet three basic requirements. First of all, you must be of legal age. Secondly, it is essential that you have a demonstrable source of periodic income (it does not necessarily have to be a payroll or pension; if you are self-employed or receive a benefit, ask us). To finish, they should not have included you in a delinquency list.
We are aware that some financial entities do not take into account this last point. However, we are very clear that we can provide you with a good service without sacrificing honesty: we govern all our processes according to the principles of responsible lending, so we will never offer you anything that you cannot deal with, at the same time that we We promise to always give you an immediate response to your request and communicate with you with maximum transparency.